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Finance Program Details | College Graduate Program | Toyota Certified Used Vehicles | Military Rebate | Business Solutions | Encore Program | iFinance

For those with limited credit history, financing or leasing a vehicle can be a challenge. But through a participating dealership, Toyota Financial Services has a program designed especially for you. The iFinance program allows qualified applicants to drive off in a new Toyota Corolla, Matrix, Tacoma or Yaris without a co-applicant.*

Both finance and lease contracts are available. With a TFS finance or lease contract, you can start building your credit history. Just meet the following criteria:*

• Credit Line. At least one satisfactory credit line (minimum $500 trade line) open for at least one year, and no adverse credit.
  
  
• References. Three personal and verifiable references.
  
  
• Employment. A full-time job, which you've held for at least six months with income & employment verification.
  
  
• Sufficient Income. Your income must be enough to cover ordinary living expenses and vehicle payments, and be consistent and verifiable. Your monthly payment may not exceed a certain percentage of your gross monthly income.
  
  
• Vehicle Insurance. You must show verifiable proof of insurance, as required under the terms of your TFS contract.
  
  
• Minimum down payment. Minimum down payment of 10% of MSRP or selling price, whichever is less.
  
  
• Other restrictions apply. See your dealer for details.