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What data is shared for usage-based insurance?

With your consent, your modern car, truck, or SUV collects input from your vehicle every time you drive. Hundreds of sensors in the vehicle monitor data points including speed, braking, acceleration, driving time, steering, safety system activation, and even when your vehicle needs its next maintenance.

Modern vehicles are equipped with a device called a Data Communication Module (DCM) that transmits telematics data every single second. Anti-lock braking systems (ABS), traction control, adaptive cruise control, all need to collect feedback from dozens of vehicle systems so that you can use them when you drive.

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