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Wondering whether to Buy or Lease?

You're not the only one, it's a big decision.


Answer a few simple questions and we'll help you determine what's best for you.

Buy or Lease Quiz

Question 1 of 7

I typically drive a vehicle for:

Question 2 of 7

I drive about this many miles each year:

Question 3 of 7

I usually:

Question 4 of 7

I paid for my existing vehicle this way:

Question 5 of 7

When I get a new vehicle, I like to:

Question 6 of 7

Which of the following statements best describes you?

Question 7 of 7

I service my vehicle by:

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Quiz Results:

Finance Your Toyota

Based on your responses, it looks like financing is right for you.

Read about our finance and lease programs to learn more.

Quiz Results:

Finance Your Toyota

Based on your responses, it looks like financing is right for you.

But, you also indicated that you typically drive your vehicle for only 2 to 3 years. If you plan to change vehicles frequently, leasing can be a great choice. Read about our finance and lease programs to learn more and help with your decision.

Quiz Results:

Finance Your Toyota

Based on your responses, it looks like financing is right for you.

But, since you indicated you typically drive only 8,000-12,000 miles each year, leasing can be a great choice. Read about our finance and lease programs to learn more and help with your decision.

Quiz Results:

Finance Your Toyota

Based on your responses, it looks like financing is right for you.

But, you also indicated that you usually trade in your current vehicle for a new vehicle. For the freedom to change or upgrade your vehicle every few years, you may want to consider leasing. Read about our finance and lease programs to learn more and help with your decision.

Quiz Results:

Lease Your Toyota

Based on your responses, it looks like leasing is right for you.

Take a closer look at our leasing programs to learn more.

Quiz Results:

Lease Your Toyota

Based on your responses, it looks like leasing is right for you.

But, you also indicated that you typically drive your vehicle for six or more years. If you'd like the option of keeping your vehicle long-term, financing can be a great choice. Read about our finance and lease programs to learn more and help with your decision.

Quiz Results:

Lease Your Toyota

Based on your responses, it looks like leasing is right for you.

But, you also indicated that you typically drive 18,000 or more miles each year. For the freedom to drive unlimited miles without extra charges, you may want to consider financing. Read about our finance and lease programs to learn more and help in your decision.

Quiz Results:

Lease Your Toyota

Based on your responses, it looks like leasing is right for you.

But, you also indicated that you usually keep your vehicle once it has been paid in full. If you'd like to own the vehicle you drive, you may want to consider financing. Read about our finance and lease programs to learn more and help with your decision.

Quiz Results:

Lease Your Toyota

Based on your responses, it looks like leasing is right for you.

But, you also indicated that you like to customize your vehicle. For the freedom to modify your vehicle as you please, you may want to consider financing. Read about our finance and lease programs to learn more and help with your decision.

Ready to apply?

Find out if you're prequalified in just a few steps.

Get Started

Have you considered these vehicle protection products:

Vehicle Service Agreements

Toyota Financial Services also offers a variety of vehicle protection programs to give you peace of mind. Your responses indicate that a Vehicle Service Agreement could be right for you.
Our factory-backed Vehicle Service Agreements protect your vehicle against covered mechanical failures that occur after the factory warranty expiration date.

Toyota Financial Services also offers a variety of vehicle protection programs to give you peace of mind.
Our factory-backed Vehicle Service Agreements protect your vehicle against covered mechanical failures that occur after the factory warranty expiration date and save you from the cost of unexpected repair bills.

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Vehicle Service Agreement

Prepaid Maintenance

Regular service is a great way to extend the life of your vehicle. Since you take your vehicle to a dealer or other authorized service center for maintenance, you may be interested in a Toyota Financial Services Prepaid Maintenance plan. A Prepaid Maintenance plan lets you rest assured your factory-recommended maintenance is covered. At your Toyota dealerhsip, Toyota-trained technicians will use genuine Toyota parts to ensure that your vehicle receives the highest quality of care.

Regular service is a great way to protect your vehicle. You've indicated that you take your vehicle to an independent service center for maintenance. You may want to consider the money you could save with a Toyota Financial Services prepaid maintenance plan. This plan makes getting genuine Toyota parts and factory-backed maintenance from your Toyota dealer more affordable.

Regular service is a great way to protect your vehicle. You've indicated that you like to perform the service on your vehicle. You may also wish to consider a Toyota Financial Services Prepaid Maintenance plan. This plan makes getting genuine Toyota parts and factory-backed maintenance from your Toyota dealer more affordable.

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Prepaid Maintenance

Guaranteed Auto Protection

Whether you're financing or leasing your Toyota, you'll want to make sure you're protected in the event your vehicle is declared a total loss from causes such as theft, accident, fire, or flood. Guaranteed Auto Protection (GAP) will cover the difference between the amount you owe and the amount you receive from your insurance company.

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Guaranteed Auto Protection

Excess Wear and Use Protection Plan

Damage can happen to any vehicle, no matter how careful you are. Toyota Financial Services' Excess Wear & Use Protection Plan waives potential charges at the end of your lease.

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Excess Wear & Use